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Extension to the ‘Stamp Duty Holiday’.

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The Chancellor today confirmed rumours circulating previously were correct, with the announcement in the budget of an extension to the ‘Stamp Duty Holiday’.  The ‘Stamp Duty Holiday’ applies to the first £500,000 of the purchase price and continues until the end of June 2021 after which it tapers so that SDLT (Stamp Duty Land Tax) is paid on anything over £250,000 until 30 September 2021.  At the end of this extension SDLT will apply as normal on any purchase over £125,000.

With the Government’s backing there will be a return of low deposit mortgages for first time buyers.  Large deposits have been a barrier to many getting on the property ladder and this positive move will enable many first time buyers the opportunity to buy their own home.

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